The cost of owning a home can be a daunting financial challenge.  The PA Housing Finance Agency works to provide affordable homeownership for low and moderate income families, and people with special needs.  PHFA says their mortgage programs and investments in multi-family housing developments have saved 50,000 families from foreclosure.  They also take credit for having generated $14.3 billion of funding since being created by the state legislature in 1972.  Robin Wiessmann, the new CEO and Executive Director of PHFA, explains her plans for the agency's future.