Sponsored by the PA Bankers Association, Financial Insights airs every Sunday and Thursday in April. Watch on cable in PA or stream FREE with PCN Select.
Sunday, April 2 | Thursday, April 6
Managing Earnings
Earn is about bringing money home from a job or self-employment. Most individuals earn money from an employer via a paycheck, which makes understanding gross income and how taxes and other deductions affect take-home pay, or net income, important. It is also essential to take advantage of workplace benefits, including any matches your company may offer to increase earnings.
Sunday, April 9 | Thursday, April 13
Savings & Investments
Saving and investing are essential to meet future goals. Savings will grow over time, strengthening your financial security even if you start small. Additionally, using automatic contributions will reinforce the habit of putting away money for the future.
Sunday, April 16 | Thursday, April 20
Spending and Budgeting
Spending is important because it reflects your values, lifestyle, and financial behavior. Differentiating between needs and wants is the basic concept of controlling your spending and budgeting to allow for saving and investing. Developing a plan and tracking spending habits will also help control spending.
Sunday, April 23 | Thursday, April 27
Borrowing and Managing Debt
Borrowing money enables large purchases such as a college education, home, or business. Before taking out a loan, it is important to have a plan to manage the debt.
Sunday, April 30 | Thursday, May 4
Protecting Your Finances
Protecting your finances involves understanding risk management, identity theft, and fraud. In addition, preparing for unexpected emergencies and ensuring you have the insurance you need to stay protected – health, home, life - is vital to safeguard your family's financial future.